Dane County CDBG Down Payment
    and Closing Cost Program Guidelines

The Dane County Community Development Block Grant ("CDBG") Program is a gap financing program for income eligible first time home buyers providing up to $20,000 per transaction in the form of a zero interest, deferred payment loan.      Full details

Dane County Momentum Down Payment
    and Closing Cost Program Guidelines

The Momentum Program is a gap financing program for income eligible first time home buyers providing up to $8,500 per transaction in the form of a zero interest, deferred payment loan.
Full details


Housing Counseling and Home Ownership

Movin' Out helps low-income people with disabilities purchase their own homes by providing tailored housing counseling and an individualized housing plan. For many home buyers, Movin' Out can line up sources of down payment subsidies in the form of deferred loans. Movin' Out helps current home owners plan accessibility, health, and safety modifications and provides funding to carry out the plan.

Your first step to home ownership:

Contact Movin' Out at info@movin-out.org or call 877/861-6746, extension 7.

Home Owner Repair

Movin' Out has traditionally offered and expects to soon again offer a deferred, forgivable loan to eligible homeowners who need repairs to make their home safer, sounder, more accessible. This program is suspended until additional funding becomes available. The repair loan can be used to fix a roof, repair or replace a furnace, build or repair a ramp, install handrails, and many other types of improvements. These loans are funded by the Affordable Housing Program of the Federal Home Loan Bank Chicago through our partner bank, Bank Mutual.

Eligible households will be low-income homeowners whose household income is no more than 60% of the median income in their county. Movin' Out can help you figure out if your household meets the income eligibility requirement.

Households must have a child or adult household member with a permanent disability.

The owner must be current on mortgage payments, property taxes and homeowner’s insurance.

Movin' Out’s home owner repair is available only to home owners in one of these counties: Adams, Columbia, Dane, Dodge, Fond du Lac, Green, Green Lake, Iowa, Jefferson, Juneau, La Fayette, Marquette, Richland, Rock, Sauk, Walworth, Waushara, and Winnebago.


A Message from New Home Owner Cheryl

"With Movin’ Out’s help I now live in a beautiful neighborhood in a lovely home that I can call mine. I am surrounded by nature and my son and his family are just minutes away! The two things that have made this experience truly magnificent are becoming part of a community again and sharing the joy of home-ownership pride. That makes waking each day in my home something to be thankful for every day. I cannot thank Movin’ Out enough for their assistance and for their dedication to helping persons with disabilities find their community and share home- ownership pride as well. It truly changes lives."



Sue Helgesen

Sue's Story

Sue Helgesen’s dream of home ownership was realized in 2005. She has given Movin' Out permission to share her success story of purchasing her own two-bedroom condo. While each Movin' Out story is one of a kind, Sue hopes her experience will encourage others to pursue their dream too. Since 1997, Movin' Out has helped more than 700 people with disabilities purchase homes and/or obtain resources to make them more livable, accessible and/or improve safety.

Sue contacted Movin' Out and there, a housing counselor helped her transform her dream into a housing plan. The first step: save money for a down payment. Sue saved. When she had as much as her SSI and Medicaid benefits would allow her to have in assets, she had to find a way to keep saving without putting her income in jeopardy.

Movin Out helped her get in touch with an attorney who helped Sue and her family set up a trust for Sue’s savings that maintained her eligibility for SSI and Medicaid. Sue saved for three years before taking the next step in her plan which was to talk with her Movin’ Out counselor, Michelle, and a mortgage lender about all the details of qualifying for a mortgage and finding a place she could afford to stay in over the long term.

Counties Served through 2015
by Movin’ Out

Adams
Ashland
Barron
Bayfield
Brown
55
5
4
3
64
Marathon
Marinette
Marquette
Menominee
Milwaukee
7
12
8
0
236
Buffalo
Burnett
Calumet
Chippewa
Clark
2
5
7
6
2
Monroe
Oconto
Oneida
Outagamie
Ozaukee
6
14
14
32
2
Columbia
Crawford
Dane
Dodge
Door
18
27
325
23
4
Pepin
Pierce
Polk
Portage
Price
2
0
2
20
0
Douglas
Dunn
Eau Claire
Florence
Fond Du Lac
9
4
32
0
9
Racine
Richland
Rock
Rusk
St. Croix
19
44
79
4
2
Forest
Grant
Green
Green Lake
Iowa
2
8
17
6
3
Sauk
Sawyer
Shawano
Sheboygan
Taylor
21
3
6
10
1
Iron
Jackson
Jefferson
Juneau
Kenosha
0
2
19
22
10
Trempealeau
Vernon
Vilas
Walworth
Washburn
3
22
3
23
2
Kewaunee
La Crosse
Lafayette
Langlade
Lincoln
Manitowoc
1
30
6
5
2
9
Washington
Waukesha
Waupaca
Waushara
Winnebago
Wood
2
3
6
19
28
9

 

Movin' Out Statewide

Movin’ Out offers some programs and services on a statewide basis and others in limited geographical areas.

1,441 households in 67 Wisconsin counties have worked with us to purchase a new home or to rehab or make accessibility modifications to their existing home.

 

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